XCEL Federal Credit Union

3 Branch Locations
Not Yet Rated
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3 Branch Locations
  
Website:
 http://www.xcelfcu.org
  
Main Phone:
 (973) 275-9235
  
Main Office:
 1460 Broad St
 Bloomfield, NJ 07003
About XCEL Federal Credit Union

XCEL Federal Credit Union was chartered on Jan. 1, 1964. Headquartered in Bloomfield, NJ, it has assets in the amount of $165,927,352. Its 18,378 members are served from 3 locations. Deposits in XCEL Federal Credit Union are insured by NCUA.

Membership Eligibility

All NY/NJ Port Authority employees

Plus over 100 companies and organizations. Check out our website www.XCELfcu.org for a complete and updated list, or feel free to call us directly at 800/284-8663 x3041 to see if you are eligible.

Chartered On:
 Jan. 1, 1964
  
Charter Number:
 16218
  
Total Assets:
 $165,927,352
  
Deposit Insurance:
 NCUA
Number of Members:
 18,378
  
CEO:
 Linda McFadden
  
Member of FHLB:
 Yes
  
Low Income Designation:
 Yes
  
Institution Class:
 Federal Credit Union - Multiple common bond - primarily federal, state, local government
Access to Electronic Services
  • Other
  • Mobile Banking
  • Audio Response/Phone Based
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
Credit Union Programs
  • Mortgage Processing
  • Borrowing Repurchase Agreements
  • Approved Mortgage Seller
Electronic Services
  • Share Account Transfers
  • Internet Access Services
  • Remote Deposit Capture
  • Member Application
  • Download Account History
  • Bill Payment
  • Account Balance Inquiry
  • New Loan
  • Loan Payments
  • View Account History
  • Share Draft Orders
  • New Share Account
  • External Account Transfers
  • e-Statements
  • Electronic Signature Auth./Cert.
  • Account Aggregation
Services & Products - Credit
  • Share Secured Credit Cards
  • Risk Based Loans
  • Participation Loans
  • Real Estate Loans
  • Credit Builder
  • Overdraft Lines of Credit
  • Overdraft Protection/ Courtesy Pay
  • Indirect Business Loans
  • Business Loans
  • Indirect Consumer Loans
Services & Products - Depository
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
Services & Products - Financial Education
  • Financial Counseling
  • Financial Education
  • Financial Literacy Workshops
Services & Products - Other
  • No Cost Tax Preparation Services
  • Student Scholarship
  • Insurance/Investment Sales
  • No Cost Bill Payer
  • Bilingual Services
Services & Products - Transactional
  • No surcharge ATMs
  • ATM/Debit Card Program
  • Money orders

XCEL Federal Credit Union Locations & Hours

Reviews & Feedback

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1 Comment
Not Yet Rated
Reviewer:Carol Tolciss Sirlin
Date:July 17, 2017

Since you have up graded your computer system, and your phone system, it is difficult to pay a credit care by computer, or by phone, and even could not do it at a shared branch! Last month I had to use snail mail, now it my lunch hour and I am on hold with your call center.