Space Coast Credit Union

56 Branch Locations
2.7/10 11 Ratings
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56 Branch Locations
Main Phone:
 (321) 752-2222
Main Office:
 8045 N Wickham Rd
 Melbourne, FL 32940 - 7920
About Space Coast Credit Union

Space Coast Credit Union was chartered on June 25, 1951. Headquartered in Melbourne, FL, it has assets in the amount of $3,259,612,316. Its 304,595 members are served from 56 locations. Deposits in Space Coast Credit Union are insured by NCUA.

Membership Eligibility

Membership in Space Coast Credit Union is open to all who work or live in Brevard, Broward, Clay, Duval, Flagler, Hillsborough, Indian River, Martin, Miami-Dade, Monroe, Nassau, Orange, Osceola, Palm Beach, Pinellas, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

Chartered On:
 June 25, 1951
Charter Number:
Total Assets:
Deposit Insurance:
Number of Members:
 Doug Samuels
Member of FHLB:
Low Income Designation:
Institution Class:
 Federally Insured State-Chartered Credit Union
Access to Electronic Services
  • Audio Response/Phone Based
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
Credit Union Programs
  • Investments not authorized by the FCU Act
  • Approved Mortgage Seller
  • Brokered Certificates of Deposit
  • Mortgage Processing
Electronic Services
  • Account Aggregation
  • Share Account Transfers
  • New Loan
  • Loan Payments
  • Mobile Payments
  • Member Application
  • Electronic Signature Auth./Cert.
  • Download Account History
  • e-Statements
  • View Account History
  • Internet Access Services
  • Share Draft Orders
  • Merchant Processing Svs
  • New Share Account
  • External Account Transfers
  • Bill Payment
  • Account Balance Inquiry
Services & Products - Credit
  • Micro Business Loans
  • Participation Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Interest Only or Pymt Option
  • Indirect Consumer Loans
  • Micro Consumer Loans
  • Share Secured Credit Cards
  • Risk Based Loans
  • Credit Builder
  • Business Loans
  • Overdraft Lines of Credit
Services & Products - Depository
  • Health Savings Accounts
  • Share Certificates with low minimum balance requirement
  • Business Share Accounts
  • No Cost Share Drafts
Services & Products - Financial Education
  • Financial Counseling
Services & Products - Other
  • Bilingual Services
  • Insurance/Investment Sales
  • No Cost Bill Payer
Services & Products - Transactional
  • Check Cashing
  • ATM/Debit Card Program
  • Money orders

Reviews & Feedback

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How was your experience at this Credit Union? Let others know what you think. Leave your Review, Suggestion, Complaint or Tip below:
Rate This Credit Union:
2.7/10 11 Ratings
Reviewer:Marie Smith
Date:Oct. 15, 2020


Reviewer:Anonymous User
Date:March 21, 2020

HOURS of NSB during coronavirus

Reviewer:Elias Rivera
Date:Jan. 3, 2020

Services Spanish new account

Reviewer:Jack Masson
Date:Sept. 4, 2019

is the US1 Rockledge branch open today (Wednesday)?

Reviewer:Anonymous User
Date:July 28, 2018

I have consistently had friendly, professional service whether normal needs or special requests on the 20 years I have been a member at SCCU.

Reviewer:peter karageanes
Date:July 15, 2018

is there a 1 800 number for sccu , if there isn't let me know please

Reviewer:Anonymous User
Date:Feb. 9, 2018

Oops, forgot to rate SCCU. So firm and unflexible, zero (0) star is more like it, 1 star is too high for these guys. BYE SCCU!!

Reviewer:Anonymous User
Date:Feb. 9, 2018

All the previous complaints seem justified, SCCU doesn't care anymore. I opened my PAFBCU account in a mobile office (trailer) in front of the BX, yep, +40 years ago. The use of today's tech is awful terrible. Good I still have my CCU account. BYE SCCU!!

Reviewer:Anonymous User
Date:Aug. 9, 2017

Looking for a brand nearby so can see about huge line of credit, but now way to locate one. Dah

Reviewer:Connie Springer
Date:July 19, 2017

I wish to register a compliant about removing the deposit ability at the Titusville branch. We have been members since the credit union was named Patrick Air Force Base Credit Union, we have a 5 digit account number and have been members for over 40 years.
We are senior citizens that do not use banking apps. Why would you take away a service that is already available to customers to make it less convenient for them?
To make a deposit now I have to park my car and go into the bank instead of driving up. Again why would you intentionally make banking harder for your customers? Older citizens aren't always tech savy, and it can be difficult for them to get around. I always thought that this credit union that we have banked at for 40 years cared about the customer and put them first. This lack of consideration for the older customer clearly does not show that to be true. So disappointed in Space Coast Credit Union!

Reviewer:lupe rivera
Date:July 15, 2017

my enojada.hacen cambios sin notificar.y la horas de trabajo son inapropiadas para los clientes q trabajan horarios regular y ustedes estan cerrados.

Reviewer:Carla Parrott
Date:July 7, 2017


Reviewer:William Cohen
Date:June 30, 2017

Very SAD

Reviewer:Jerry Scholder
Date:June 15, 2017

I had a 11:00 appointment at the Cocoa Beach branch with the "financial advisor". I was running late so wanted to call to let him know. I could not find a branch phone number; (there is none). I called the main number for Brevard and no operator access is available; I was put on hold for 10 minutes and then transferred to the branch location. When Mike picked up, I told him of my concern re: future customer service issues. He explained that's the way they do business. Not with me.......

Reviewer:Susan Reedy
Date:June 3, 2017

Very upset that there is no phone number to reach anyone in an emergency situation during the weekend hours. My account was compromised and there was absolutely no one to help on the weekend. Even when I chose the option to report a lost or stolen credit card I was re-routed to the main menu which stated customer service was now closed. Ridiculous!

Reviewer:Joseph Lopez
Date:Feb. 27, 2017

I called and spoke to a customer service rep. at the miramar call center (Sam) in regards to requesting a safe deposit box (10x10); he told me one was available at the local branch in Melbourne, Fl on Wickham Rd. I asked if could be reserved to which he said "no" it cannot; so I had to drive there to be told none were available.
The local office told me two were available at the Headquarters branch on N Wickham Rd but I had to go there. So I was about to drive there but another teller overheard our conversation & said to the young woman teller that it's probably not available, probably a waiting list. When the teller double-checked found out that there none available. Why must customers run all over the place for such a simple request? If thats the best policy for something so simple the I'd hate to see what a complex problem would end up being. Disgruntled!

Date:Dec. 16, 2016

I found the teller not very friendly been to miami gardens branch and much friendlier.

Reviewer:Anonymous User
Date:Dec. 5, 2016

This bank used to be better when it was eastern financial but now....its terrible and limited with addition to being behind in technology in comparison with other banks like chase or wells fargo. Did i mention the waiting time on calls are extremely exaggerated.....30 mins, 45 mins....very disappointed to be a member.

Reviewer:Sam Wallace
Date:Nov. 28, 2016

I'm out of the area and called in to make a change to my acct, after being on hold for 45 min, I was told that they would send in a request and maybe have somebody call me back (when ???), I asked who can I talk to today and they told me that they were closed at this time and the person didn't seem to thrilled or cared to help me. Totally unacceptable, they weren't closed when I called 45 min earlier.

Reviewer:Bill Busch
Date:Nov. 23, 2016

They are a terrible credit union. They cut branch hours and none are open Saturday's. Trying to access accounts from overseas is virtually impossible. I had many issues when I was in the Philippines Aug/Sept 2016. Fortunately I paid most bills before I left. Unfortunately there were a couple I didn't double pay and got hit with late fees because I couldn't get into online banking to pay them. Their November systems upgrade was a disaster. Credit card account links were broken and two weeks later still not fixed. Had to go take time off from work and go to a branch to make a payment. If most branches were open Saturday it would not have been so inconvenient.

Date:Oct. 14, 2016

Space Coast Credit Union does not support the military, or government workers. They have been made aware of problems with access at OCONUS location(s), and their response is: "Unfortunately outside of the United States we have blocked access to login or even visit our website. Our system does not allow access to any foreign IP address outside of the United States for security reasons." Wait until the next time you are deployed and need access to your money. What a terrible little Credit Union.

Reviewer:Richard Burton Jr
Date:Oct. 6, 2016

We found this bank to be very convenient for us and everyone we met was polite and professional.