Smart Financial Credit Union

21 Branch Locations
1/10 1 Rating
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21 Branch Locations
Main Phone:
 (713) 850-1600
Main Office:
 6051 N Course Dr
 Houston, TX 77072 - 1667
About Smart Financial Credit Union

Smart Financial Credit Union was chartered on April 3, 1934. Headquartered in Houston, TX, it has assets in the amount of $608,013,707. Its 76,050 members are served from 21 locations. Deposits in Smart Financial Credit Union are insured by NCUA.

Membership Eligibility

Anyone who lives, works, or attends school in Fort Bend, Harris or Montgomery Counties, Texas; Employees of 300 private companies; Houston-area educators

Chartered On:
 April 3, 1934
Charter Number:
Total Assets:
Deposit Insurance:
Number of Members:
 Gary Tuma
Member of FHLB:
Low Income Designation:
Institution Class:
 Federally Insured State-Chartered Credit Union
Smart Financial Credit Union Routing Numbers

Smart Financial Credit Union has 1 routing number.

Routing #
Access to Electronic Services
  • Automatic Teller Machine (ATM)
  • Home Banking via Internet Website
  • Mobile Banking
  • Audio Response/Phone Based
Credit Union Programs
  • Investments not authorized by the FCU Act
  • Mortgage Processing
Electronic Services
  • Share Draft Orders
  • Internet Access Services
  • Bill Payment
  • Electronic Signature Auth./Cert.
  • Loan Payments
  • Account Balance Inquiry
  • Remote Deposit Capture
  • e-Statements
  • Share Account Transfers
  • Member Application
  • View Account History
  • Download Account History
  • New Loan
  • New Share Account
Services & Products - Credit
  • Business Loans
  • Participation Loans
  • Real Estate Loans
  • Indirect Mortgage Loans
  • Overdraft Protection/ Courtesy Pay
  • Indirect Consumer Loans
  • Share Secured Credit Cards
  • Risk Based Loans
  • Credit Builder
  • Debt Cancellation/Suspension
  • Overdraft Lines of Credit
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
Services & Products - Financial Education
  • Financial Education
  • In-School Branches
Services & Products - Other
  • Bilingual Services
  • No Cost Bill Payer
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • Check Cashing

Reviews & Feedback

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Rate This Credit Union:
1 Comment
1/10 1 Rating
Date:July 27, 2017

The worse. They usually don't have a manager there to help & if they do they make mistakes on your behalf. The women there don't want to be bothered & want you to do your business in the kiosks. Looking for a new banking institution now. I've had enough of their incompetence & inability to do a through job.