Mountain Credit Union

8 Branch Locations
Not Yet Rated
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8 Branch Locations
  
Website:
 http://www.mountaincu.org
  
Main Phone:
 (828) 456-8627
  
Main Office:
 38 Maple St
 Waynesville, NC 28786 - 5764
About Mountain Credit Union

Mountain Credit Union was chartered on Jan. 1, 1963. Headquartered in Waynesville, NC, it has assets in the amount of $166,993,553. Its 20,934 members are served from 8 locations. Deposits in Mountain Credit Union are insured by NCUA.

Membership Eligibility

You can be a member of Mountain Credit Union if you live, work, worship or attend school in any of the following Western North Carolina counties: Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, Jackson, Macon, Madison and Swain.

Chartered On:
 Jan. 1, 1963
  
Charter Number:
 68531
  
Total Assets:
 $166,993,553
  
Deposit Insurance:
 NCUA
Number of Members:
 20,934
  
CEO:
 Patty N Idol
  
Member of FHLB:
 No
  
Low Income Designation:
 No
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Access to Electronic Services
  • Audio Response/Phone Based
  • Automatic Teller Machine (ATM)
  • Home Banking via Internet Website
Credit Union Programs
  • Brokered Certificates of Deposit
  • Mortgage Processing
Electronic Services
  • Loan Payments
  • Download Account History
  • Bill Payment
  • Account Balance Inquiry
  • Share Account Transfers
  • New Loan
  • Electronic Signature Auth./Cert.
  • View Account History
  • Share Draft Orders
  • e-Statements
Services & Products - Credit
  • Risk Based Loans
  • Real Estate Loans
  • Indirect Consumer Loans
  • Overdraft Protection/ Courtesy Pay
  • Overdraft Lines of Credit
Services & Products - Depository
  • Business Share Accounts
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
  • Health Savings Accounts
Services & Products - Financial Education
  • Financial Counseling
  • Financial Education
Services & Products - Other
  • No Cost Bill Payer
  • Insurance/Investment Sales
  • Student Scholarship
Services & Products - Transactional
  • No surcharge ATMs
  • ATM/Debit Card Program
  • Money orders
  • Check Cashing

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