Zeal Credit Union

4125 Oakwood Blvd, Melvindale, MI

Melvindale - 4125 Oakwood Blvd
4.9/10 7 Ratings
Address:
 4125 Oakwood Blvd
 Melvindale, MI 48122
  
 Large Map & Directions
  
Phone:
 (800) 321-8570
  
Website:
 http://www.zealcreditunion.org
  
Lobby Hours
Mon:09:30 AM - 06:00 PM
Tue:09:30 AM - 05:00 PM
Wed:09:30 AM - 05:00 PM
Thu:09:30 AM - 05:00 PM
Fri:09:30 AM - 06:00 PM
Sat:Closed
Sun:Closed
Membership Eligibility

Open Field of Membership

Chartered On:
 Jan. 1, 1954
  
Charter Number:
 62426
  
Total Assets:
 $508,201,140
  
Deposit Insurance:
 NCUA
Number of Members:
 58,894
  
CEO:
 Anthony M Carnarvon
  
Member of FHLB:
 Yes
  
Low Income Designation:
 No
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Routing #
Type
Description
272477694
Access to Electronic Services
  • Kiosk
  • Mobile Banking
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Audio Response/Phone Based
Credit Union Programs
  • Mortgage Processing
  • Brokered Certificates of Deposit
  • Approved Mortgage Seller
  • Investments not authorized by the FCU Act
Electronic Services
  • Loan Payments
  • Mobile Payments
  • Share Draft Orders
  • Internet Access Services
  • Member Application
  • Download Account History
  • Bill Payment
  • Merchandise Purchase
  • Account Balance Inquiry
  • Share Account Transfers
  • New Loan
  • View Account History
  • New Share Account
  • e-Statements
  • Electronic Signature Auth./Cert.
Services & Products - Credit
  • Risk Based Loans
  • Indirect Consumer Loans
  • Overdraft Protection/ Courtesy Pay
  • Real Estate Loans
  • Participation Loans
  • Pay Day Loans
  • Overdraft Lines of Credit
  • Share Secured Credit Cards
Services & Products - Depository
  • Share Certificates with low minimum balance requirement
  • Business Share Accounts
  • No Cost Share Drafts
Services & Products - Financial Education
  • Financial Counseling
  • In-School Branches
Services & Products - Other
  • No Cost Bill Payer
  • Insurance/Investment Sales
  • Student Scholarship
Services & Products - Transactional
  • Money orders
  • Check Cashing
  • ATM/Debit Card Program

Reviews & Feedback

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Rate This Credit Union:
8 Comments
4.9/10 7 Ratings
1/10
Reviewer:Karen Morris
Date:Sept. 8, 2018

Got locked out of online banking and you should have a 24 hour customer service. It's Saturday I have to wait until Monday even though the Allen Park branch is open now there's no direct number to speak to anyone just the 800 number. Branches are not open Saturday. I really don't like this credit union. I opened up an account because the branch is near where I live, but it's not open on Saturday I just found that out today.

1/10
Reviewer:Lynn
Date:Aug. 14, 2018

Was looking for a link to start online banking for an already established checking/savings account. Was told to wait in one of the rooms. Waited 20 minutes, listened to what flavors of suckers were available to two separate families before getting up and walking out. I will go to Livonia branch.

1/10
Reviewer:Parnell
Date:April 11, 2018

My experience with Zeal has been bad. They repo my mother car because she died. The account was current and had insurance coverage. The day after they repo the car I got a letter in the mail address to her estate advising that she broke her promise in their agreement and that they will sell her car in a private sale in 2 weeks. Advised to redeem the car we will have to pay the entire amount owe including their expenses. I went to the branch the day before they repo her car, provided them with a copy of the death cert and advised them that I was going to payoff the car. FYI her payment isn't due until the 15th of this month and went to the branch in the 4th. So I guess my mother broke the agreement because she died before the car was paid off. The back of their business card reads "Live with Character, Feel with Empathy, Act with Passion". What a joke!!

10/10
Reviewer:Retha F Williams
Date:Dec. 4, 2017

Everyone is very nice an helpfull at the Westland office. If you have been there once they greet you by your name when you come in .

9/10
Reviewer:Anonymous User
Date:Nov. 18, 2017

I have been very happy with them since whenever it was they bought out whoever it was. I actually think their tellers are much better than most. There is racism in the world but writing checks for money you don't have in your account kinda doesn't fall in that category.

2/10
Reviewer:Anonymous User
Date:May 23, 2017

I have over draft my account a few times. One was $0.13 got charged a $30 fee. Another one a had 2 things coming out of my account the smaller one should of came out the day before the bigger one. When I seen the pending charges on on line banking of both I went to the ATM put money in to cover the smaller one it post that day then they released both charges on the same day and I got charged 2 $30 fees cause they took out the bigger one that should of came out the next day then they took out the smaller one which the money was in the account for. The laide who said she was the person in charge said we don't control how it comes out and she was very rude​and said well why did you over draft your account then. I should of only got charged one $30 fee. The last time I over draft my account the charge was pending on online banking so I drove up to the bank put the money in so it would clear with no over draft fee well of course the pending came off they took all the money out then charge me a $30 overdraft fee which the $30 over drafted my account. If you make mistake on over draffting your account this is something you might want to think about before choosing this bank. Just saying.

Reviewer:Anonymous User
Date:Jan. 11, 2017

Racist employees

10/10
Reviewer:Lisa mosson
Date:Dec. 5, 2016

It was ok