4Front Credit Union

120 County Road 612 NE, Kalkaska, MI

Kalkaska Office
1/10 1 Rating
Address:
 120 County Road 612 NE
 Kalkaska, MI 49646
  
 Large Map & Directions
  
Phone:
 (231) 258-1103
  
Website:
 http://www.memberscu.com
  
Lobby Hours
Mon:09:00 AM - 05:30 PM
Tue:09:00 AM - 05:30 PM
Wed:09:00 AM - 05:30 PM
Thu:09:00 AM - 05:30 PM
Fri:09:00 AM - 05:30 PM
Sat:Closed
Sun:Closed
Drive Up Hours
Mon:08:00 AM - 06:00 PM
Tue:08:00 AM - 06:00 PM
Wed:08:00 AM - 06:00 PM
Thu:08:00 AM - 06:00 PM
Fri:08:00 AM - 06:00 PM
Sat:09:00 AM - 01:00 PM
Sun:Closed
Membership Eligibility

A.Individuals who reside, work, worship, or are enrolled in
grades K-12, in the counties of Antrim, Benzie, Kalkaska, Grand
Traverse, Leelanau, or Manistee, Michigan.

B.Results of the merger of Sheffer Collet/ITW Employees Federal Credit
Union, Traverse City, Michigan, effective December 1, 2008.

a. Members of record as of the date of the merger.

C. Any person who receives a retirement annuity, pension, social security,
or similar retirement payment from private or government sources, and
lives in, or belongs to a retirement organization located in the
county, or in a county contiguous to the county where the credit
union's principal place of business is located.

D. Employees of this credit union.

E. Members and immediate families of the foregoing.

F. Any legal entity that is comprised for the most part of the same
general group as the membership of the credit union as outlined above.

G. A spouse of a deceased member if accepted into membership prior to
remarriage.

A subscribing member shall not be eligible to vote or hold office until one fully paid share is owned.


Chartered On:
 Jan. 1, 1954
  
Charter Number:
 61365
  
Total Assets:
 $228,412,401
  
Deposit Insurance:
 NCUA
Number of Members:
 46,846
  
CEO:
 David Leusink
  
Member of FHLB:
 Yes
  
Low Income Designation:
 No
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Audio Response/Phone Based
  • Automatic Teller Machine (ATM)
  • Mobile Banking
Credit Union Programs
  • Investments not authorized by the FCU Act
  • Brokered Certificates of Deposit
Electronic Services
  • Share Draft Orders
  • Bill Payment
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • Loan Payments
  • View Account History
Services & Products - Credit
  • Business Loans
  • Participation Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Indirect Consumer Loans
  • Micro Consumer Loans
  • Share Secured Credit Cards
  • Risk Based Loans
  • Overdraft Lines of Credit
Services & Products - Depository
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Financial Education
  • Financial Counseling
  • In-School Branches
Services & Products - Other
  • No Cost Bill Payer
  • Insurance/Investment Sales
Services & Products - Transactional
  • ATM/Debit Card Program
  • Prepaid Debit Cards
  • No surcharge ATMs
  • Money orders

Reviews & Feedback

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Rate This Credit Union:
7 Comments
1/10 1 Rating
1/10
Reviewer:Brian Meads
Date:Aug. 18, 2018

If you experience fraudulent activity on your accounts there is no one to help after
their business hours, so if you travel you are screwed.

Reviewer:Anonymous User
Date:June 22, 2018

Baywinds great service !!!

4 front NOT !!!!!!!!!!

Reviewer:Anonymous User
Date:June 8, 2018

waiting on phone is just to long tranfer transfer just run around. Never can contact any one!!!!

Reviewer:Anonymous User
Date:March 27, 2018

Was on hold forever 😡 I also do not like to hear all the advertisements of the Credit Union, annoying.
When a gal finally came on she was extremely nice, her name was Missy.

Reviewer:Barb Schultz
Date:March 5, 2018

Trying to get to a person by phone at the Boyne City location is frustrating. I have been trying for 45 minutes to speak to a person to discuss a problem that cannot be done on-line. I have been cut off, sent in a circle by the auto phone system over 3 times. It seems that this local banking experience is anything but local. I cannot get to a person in our branch. Maybe I should rethink my investment in this credit union. When I did get a person in Traverse City, I was put on hold again to listen to the same verbiage over and over again. Very unprofessional, especially since the problem I am calling about was created by the credit union itself.

Reviewer:Anonymous User
Date:Feb. 15, 2018

Please, please, please give phone customers an option to have a silent wait period while on hold or waiting for a support person. We can not do business or have a conversation while waiting because of the advertising and crackling music. It's so disrupting. I know that this is available as GoDaddy has this option and it's wonderful.

Reviewer:Juanita Rogers
Date:Jan. 8, 2018

Hello

I have called this number several times this morning and it will not go through.
Not just this number but every number I called is not working. Please answer your phones or fix your phone system.
Extremely annoying

Juanita Rogers