Michigan One Community Credit Union

510 S Dexter St, Ionia, MI

Main Office
Not Yet Rated
Address:
 510 S Dexter St
 Ionia, MI 48846
  
 Large Map & Directions
  
Phone:
 (616) 527-3900
  
Website:
 http://www.m1ccu.org
  
Lobby Hours
Mon:09:00 AM - 05:00 PM
Tue:09:00 AM - 05:00 PM
Wed:09:00 AM - 05:00 PM
Thu:09:00 AM - 05:30 PM
Fri:09:00 AM - 06:00 PM
Sat:09:00 AM - 12:00 PM
Sun:Closed
Membership Eligibility

Do you live, work, worship or attend school in Ionia, Montcalm, Gratiot, Clinton, Eaton, Barry or Kent county?

If yes, you can join Michigan One Community Credit Union. And even if you answered no, we have a few other options for becoming a member listed below.


Why should I join?
When you become a member of Michigan One Community Credit Union, you will belong to a nonprofit, financial cooperative owned by you. That's right, open a deposit account or loan and you're an owner.

We've been merger free since our founding in 1954. Our volunteer Board of Directors is committed to our independence because they believe members benefit from local management.

Just as importantly, we consistently pay higher deposit rates and charge lower loan rates than our peers.


It's good to be retired
If you are age 55 or older, receive retirement income from a private or government source, and live in Ionia, Gratiot, Clinton, Eaton, Barry or Kent counties, you can join.


Relatives come in handy sometimes
If you have a relative, by blood or marriage, who is eligible to join, then you can join. By the way, your relative does not have to be a Member for you to join.


Businesses and Organizations
Any business (and its employees) may join, that is located within 25 miles of Ionia or Carson City.

Chartered On:
 Jan. 1, 1954
  
Charter Number:
 62169
  
Total Assets:
 $91,852,650
  
Deposit Insurance:
 NCUA
Number of Members:
 13,395
  
CEO:
 Timothy Hemenway
  
Member of FHLB:
 No
  
Low Income Designation:
 No
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Routing #
Type
Description
272481499
Access to Electronic Services
  • Automatic Teller Machine (ATM)
  • Home Banking via Internet Website
  • Mobile Banking
  • Audio Response/Phone Based
Credit Union Programs
  • Approved Mortgage Seller
  • Mortgage Processing
Electronic Services
  • Account Balance Inquiry
  • Download Account History
  • Share Account Transfers
  • New Loan
  • View Account History
  • e-Statements
  • Share Draft Orders
  • Loan Payments
  • Bill Payment
Services & Products - Credit
  • Business Loans
  • Participation Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
Services & Products - Transactional
  • Money orders
  • ATM/Debit Card Program

Reviews & Feedback

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