Element Federal Credit Union

3 Branch Locations
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3 Branch Locations
  
Website:
 http://www.elementfcu.org
  
Main Phone:
 (304) 721-4145
  
Main Office:
 3418 MacCorkle Ave SE
 Charleston, WV 25304
About Element Federal Credit Union

Element Federal Credit Union was chartered on Aug. 7, 1978. Headquartered in Charleston, WV, it has assets in the amount of $28,015,460. Its 4,662 members are served from 3 locations. Deposits in Element Federal Credit Union are insured by NCUA.

Membership Eligibility

State employees, multiple groups in West Virginia, certain geographical areas in West Virginia.

Chartered On:
 Aug. 7, 1978
  
Charter Number:
 23162
  
Total Assets:
 $28,015,460
  
Deposit Insurance:
 NCUA
Number of Members:
 4,662
  
CEO:
 Linda Bodie
  
Member of FHLB:
 No
  
Low Income Designation:
 Yes
  
Institution Class:
 Federal Credit Union - Multiple common bond - primarily federal, state, local government
Element Federal Credit Union Routing Numbers

Element Federal Credit Union has 1 routing number.

Routing #
Type
Description
251984386
Access to Electronic Services
  • Mobile Banking
  • Audio Response/Phone Based
  • Kiosk
  • Automatic Teller Machine (ATM)
  • Home Banking via Internet Website
Credit Union Programs
  • Deposits and Shares Meeting
  • Mortgage Processing
  • Brokered Certificates of Deposit
Electronic Services
  • New Loan
  • Loan Payments
  • Mobile Payments
  • Account Balance Inquiry
  • Internet Access Services
  • Remote Deposit Capture
  • Member Application
  • Download Account History
  • Bill Payment
  • Merchandise Purchase
  • Share Account Transfers
  • View Account History
  • Share Draft Orders
  • New Share Account
  • External Account Transfers
  • e-Statements
  • Electronic Signature Auth./Cert.
  • Account Aggregation
Services & Products - Credit
  • Overdraft Lines of Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Real Estate Loans
  • Indirect Consumer Loans
  • Share Secured Credit Cards
Services & Products - Depository
  • Business Share Accounts
  • No Cost Share Drafts
  • Share Certificates with low minimum balance requirement
Services & Products - Financial Education
  • Financial Education
  • Financial Counseling
Services & Products - Other
  • No Cost Bill Payer
  • Insurance/Investment Sales
Services & Products - Transactional
  • ATM/Debit Card Program
  • No surcharge ATMs
  • Prepaid Debit Cards
  • Money orders
  • Check Cashing

Element Federal Credit Union Locations & Hours

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