North Central Area Credit Union

129 Lake St, Roscommon, MI

Roscommon Branch
Not Yet Rated
Address:
 129 Lake St
 Roscommon, MI 48653
  
 Large Map & Directions
  
Phone:
 (989) 275-5169
  
Website:
 http://www.ncacu.org
  
Lobby Hours
Mon:09:00 AM - 05:00 PM
Tue:09:00 AM - 05:00 PM
Wed:09:00 AM - 05:00 PM
Thu:09:00 AM - 05:00 PM
Fri:09:00 AM - 05:00 PM
Sat:08:30 AM - 01:00 PM
Sun:Closed
Membership Eligibility

A. Persons who live, work, worship, volunteer or attend school in the counties of Bay, Sanilac, Huron, Tuscola, Midland, Isabella, Mecosta, Newaygo, Oceana, Arenac, Gladwin, Clare, Osceola, Lake, Mason, Iosco, Ogemaw, Roscommon, Missaukee, Wexford, Manistee, Alcona, Oscoda, Crawford, Kalkaska, Grand Traverse, Benzie, Alpena, Montmorency, Otsego, Antrim, Leelanau, Presque Isle, Cheboygan, Charlevoix, and Emmet, in the State of Michigan.

B. Employees of this credit union.

C. Members and immediate families of the foregoing.

D. Any legal entity that is comprised for the most part of the same general group as the membership of the credit union as outlined above.

E. A spouse of a deceased member if accepted into membership prior to remarriage.

F. Any person who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the counties included in the geographic charter.

Chartered On:
 Jan. 1, 1956
  
Charter Number:
 61953
  
Total Assets:
 $101,771,442
  
Deposit Insurance:
 NCUA
Number of Members:
 15,242
  
CEO:
 Jacci Pothoof
  
Member of FHLB:
 Yes
  
Low Income Designation:
 No
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Routing #
Type
Description
272484247
Access to Electronic Services
  • Automatic Teller Machine (ATM)
  • Audio Response/Phone Based
  • Mobile Banking
  • Home Banking via Internet Website
Credit Union Programs
  • Brokered Certificates of Deposit
  • Mortgage Processing
  • Brokered Deposits (all deposits acquired through a third party)
  • Approved Mortgage Seller
Electronic Services
  • Download Account History
  • Bill Payment
  • Member Application
  • Account Balance Inquiry
  • Share Account Transfers
  • New Loan
  • Loan Payments
  • e-Statements
  • View Account History
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Overdraft Lines of Credit
  • Risk Based Loans
  • Indirect Consumer Loans
  • Business Loans
  • Participation Loans
  • Share Secured Credit Cards
  • Real Estate Loans
Services & Products - Depository
  • Share Certificates with low minimum balance requirement
  • No Cost Share Drafts
  • Business Share Accounts
  • Health Savings Accounts
Services & Products - Financial Education
  • Financial Counseling
  • First Time Homebuyer Program
  • Financial Literacy Workshops
  • Financial Education
  • In-School Branches
Services & Products - Other
  • Student Scholarship
  • No Cost Tax Preparation Services
  • No Cost Bill Payer
Services & Products - Transactional
  • No surcharge ATMs
  • Money orders
  • Check Cashing
  • ATM/Debit Card Program

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