Besser Credit Union

1381 N Bagley St, Alpena, MI

Main Office
Not Yet Rated
Address:
 1381 N Bagley St
 Alpena, MI 49707
  
 Large Map & Directions
  
Phone:
 (989) 356-1880
  
Website:
 http://www.bessercu.com
  
Lobby Hours
Mon:08:30 AM - 05:30 PM
Tue:08:30 AM - 05:30 PM
Wed:08:30 AM - 05:30 PM
Thu:08:30 AM - 05:30 PM
Fri:08:30 AM - 05:30 PM
Sat:Closed
Sun:Closed
Drive Up Hours
Mon:Closed
Tue:Closed
Wed:Closed
Thu:Closed
Fri:Closed
Sat:09:00 AM - 12:00 PM
Sun:Closed
Membership Eligibility

A.Individuals who live or work in Alpena County, Michigan or in the townships of Krakow, Posen, Pulaski or Presque Isle in Presque Isle County, Michigan.

B.Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county or in a county contiguous to the county where the credit union's main office or a branch is located.

C.Employees of this credit union.

D.Members of the immediate families of the foregoing.

E.Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.

F.A spouse of a deceased member if elected to membership prior to remarriage.

G.All members of record as of the date of amendment.

Chartered On:
 Jan. 1, 1966
  
Charter Number:
 62203
  
Total Assets:
 $65,296,704
  
Deposit Insurance:
 NCUA
Number of Members:
 8,472
  
CEO:
 Nancy K Montie
  
Member of FHLB:
 No
  
Low Income Designation:
 No
  
Institution Class:
 Federally Insured State-Chartered Credit Union
Routing #
Type
Description
272476446
Access to Electronic Services
  • Automatic Teller Machine (ATM)
  • Home Banking via Internet Website
  • Audio Response/Phone Based
  • Mobile Banking
Credit Union Programs
  • Investments not authorized by the FCU Act
  • Approved Mortgage Seller
  • Mortgage Processing
  • Brokered Certificates of Deposit
Electronic Services
  • Merchandise Purchase
  • Account Balance Inquiry
  • Share Account Transfers
  • Loan Payments
  • Mobile Payments
  • e-Statements
  • View Account History
  • Merchant Processing Svs
  • Member Application
  • Share Draft Orders
  • Download Account History
  • Internet Access Services
  • Bill Payment
Services & Products - Credit
  • Debt Cancellation/Suspension
  • Participation Loans
  • Real Estate Loans
  • Overdraft Protection/ Courtesy Pay
  • Indirect Consumer Loans
  • Share Secured Credit Cards
  • Risk Based Loans
  • Refund Anticipation Loans
  • Credit Builder
  • Pay Day Loans
  • Business Loans
  • Overdraft Lines of Credit
Services & Products - Depository
  • Health Savings Accounts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
  • No Cost Share Drafts
Services & Products - Financial Education
  • First Time Homebuyer Program
  • Financial Education
  • Financial Counseling
Services & Products - Other
  • No Cost Bill Payer
Services & Products - Transactional
  • Money orders
  • Check Cashing
  • ATM/Debit Card Program
  • No surcharge ATMs

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