Lake Trust Credit Union

18 Branch Locations
2.7 /10 3 Ratings
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18 Branch Locations
Main Phone:
  (888) 267-7200
Main Office:
  501 S Capitol Ave
  Lansing, MI 48933
About Lake Trust Credit Union

Lake Trust Credit Union was chartered on Jan. 1, 1944. Headquartered in Lansing, MI, it has assets in the amount of $1,589,835,404. Its 167,729 members are served from 18 locations. Deposits in Lake Trust Credit Union are insured by NCUA.

Membership Eligibility

Lake Trust Credit Union will serve anyone who lives, works, attends school, or worships within 35 counties in mid-Michigan including Allegan, Barry, Calhoun, Clare, Clinton, Eaton, Genesee, Gladwin, Gratiot, Hillsdale, Ingham, Ionia, Isabella, Jackson, Kalamazoo, Kent, Lenawee, Livingston, Macomb, Mecosta, Midland, Missaukee, Monroe, Montcalm, Muskegon, Oakland, Osceola, Ottawa, Roscommon, Saginaw, Shiawassee, St. Clair, Van Buren, Washtenaw, and Wayne.

As always, we'll continue to proudly serve:

* Employees or retirees of the DTE Energy Co., or its wholly owned subsidiaries.
* Employees of the Utility Workers Union of America, AFL/CIO, Local No. 223, Dearborn, Michigan.
* Employees or members of employer groups or other organized groups which are located within 25 miles of the credit union's main office or a branch office, which office locations are authorized.
* Faculty, graduates, students, or employees of the Thomas M. Cooley Law School, Lansing, Michigan.
* Contract employees who perform work for DTE Energy Co., or any of its wholly owned subsidiaries.
* Employees and retirees of Michigan Grocers Association and Michigan Grocers Services Corporation.
* Regular members, associated members, and employees of those members, of the Michigan Grocers Association.
* Members of record of Huron River Area Credit Union at the date of purchase and acquisition of Huron River Area Credit Union.
* Any person who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union's principal place of business is located.

Family members

Members and immediate families of any of the foregoing.

Chartered On:
  Jan. 1, 1944
Charter Number:
Total Assets:
Deposit Insurance:
Number of Members:
  David A Snodgrass
Member of FHLB:
Low Income Designation:
Institution Class:
  Federally Insured State-Chartered Credit Union
Lake Trust Credit Union Routing Numbers

Lake Trust Credit Union has 1 routing number.

Routing #
Access to Electronic Services
  • Mobile Banking
  • Home Banking via Internet Website
  • Audio Response/Phone Based
  • Kiosk
  • Automatic Teller Machine (ATM)
Credit Union Programs
  • Investments not authorized by the FCU Act
  • Mortgage Processing
  • Brokered Certificates of Deposit
  • Approved Mortgage Seller
Electronic Services
  • Member Application
  • Internet Access Services
  • Download Account History
  • Bill Payment
  • Merchandise Purchase
  • Account Balance Inquiry
  • Share Account Transfers
  • New Loan
  • Loan Payments
  • Mobile Payments
  • View Account History
  • Share Draft Orders
  • New Share Account
  • External Account Transfers
  • e-Statements
  • Account Aggregation
Services & Products - Credit
  • Business Loans
  • Share Secured Credit Cards
  • Interest Only or Pymt Option
  • Risk Based Loans
  • Overdraft Protection/ Courtesy Pay
  • Real Estate Loans
  • Participation Loans
  • Overdraft Lines of Credit
  • Indirect Consumer Loans
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
Services & Products - Financial Education
  • Financial Literacy Workshops
  • Financial Counseling
  • Financial Education
Services & Products - Other
  • Bilingual Services
  • Student Scholarship
  • No Cost Bill Payer
  • Insurance/Investment Sales
Services & Products - Transactional
  • ATM/Debit Card Program
  • No surcharge ATMs
  • Check Cashing
  • Money orders

Reviews & Feedback

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How was your experience at this Credit Union? Let others know what you think. Leave your Review, Suggestion, Complaint or Tip below:
Rate This Credit Union:
2.7 /10 3 Ratings
Reviewer: Anonymous User
Date: Dec. 2, 2019

no one answers the phone for over 20 minutes!! Hire more staff!!!

1 /10
Reviewer: Anonymous User
Date: Oct. 31, 2019

They never answers the phone

1 /10
Reviewer: Anonymous User
Date: Aug. 6, 2018

Terrible service: no one answers the phone, ever. The chat line is never functional. No one responds to emails. The lines in the branch take forever. So frustrating to have to work with them.

Reviewer: Anonymous User
Date: March 2, 2018

Hate that you can reach your local branch by phone!!! I have had to drive there to get answers as no on picks up at the corporate level!

Reviewer: Miranda BERG
Date: Jan. 15, 2018

We have a probably won't charge on our account for 7999 and was not supposed to have been taken out we called and stop that and we close the debit card that it was that it came through and it still went through today I've been trying to contact the local office in Dewitt Michigan which is open from 9 to 5 p.m. and they said I can't get through please contact me at 616-634 9380

6 /10
Reviewer: Heather Mount
Date: Oct. 27, 2017

I didn't have to wait very long in line and was takin care of fast thank you

Reviewer: Debby
Date: March 3, 2017

They never answer the phone. It always takes forever in the drive up.